Hi Im One of the cocolife costumer and i wanted to cancel my future saving plan. followup mo lang palagi after ma submit, tawagan niyo sa telephone or email ka sa kanila nagrereply naman ang customer service nila. I just sent my cancellation letter today in SM Manila. Thank you. Thanks in advance sa response. Can I Cancel My COCOLIFE Insurance Policy? My god!!! This is covered with the " cooling off period " as per the Insurance Commission, which means, accordingly, you can ask for a full refund of your insurance policy within 15 days from the day you signed up. Kung ipaNotarize ko yung letter ko, mas powerful ba yun? ang importante ma receive ng branch at may signature sila. "Sabihin mo sa kanila final decision mo na talaga mag cancel sa lahat both FSP and GPA. Ako nlng daw kausapin since magkapatid nman kami. panu po kaya gagawen ko para ma cancel na yung policy ko. Follow up with Head Office nila thru clientrelations@cocolife.com. Pero weekend daw kasi at sarado ang main branch kaya Monday pa raw nila masimulan ang process. My flight is today and I can’t go back to SM mall and in our province no, cocolife insurance there. Follow up mo nalang sa branch if meron na kasi 30 days na yung sayo, Mam within 2 years nakong nghuhulog s cocolife ngaun kolang narealize na andami nilangbhinihinging extra charges feeling ko naloko tlg ako asar n asar ako halos diako mkatulog kkaisip 1932 monthly kong binbayarn s loob ng 2yrs at ngbayad ako around 7k nung una akong nabudol budol nila s SM fairview noon pa gustoko ngvicancel kaso sabiko bk mgnda din nmn sunlife kasi asw ko.ngaun ngppdla sila ng letter at tumatwag s kung anu anung paninngil nila.neestress lang ako dikonaba marerefund lhat ng binayad ko, talk to your agent or cocolife on what can you do with your insurance. Sa kagustuhan ko na lang talaga na umalis, kasi 6pm na yon at ayaw nila kami paalisin kasi today lang daw yon ang nakapag fill out na daw ako sa forms nila. Anong email address po ang senendan niyo? Pwede ko pa po bang ipacancel if almost a year na ang nakalipas nung kinausap ako ng agent sa isang mall? Expect ko daw yung cancellation charge sa bank bill statement ko. Thank you po. Accordingly, cocolife and their insurance products are actually legitimate, they even boasts quite a lot of accomplishments written at the back of the business card of their client relations unit such as being the most outstanding life insurance company and some excellence awards coming from different institutions. Good day ma'am, pano po pag more than 15 days na yung nakalipas since ung transaction, is it possible pang may marefund sa initial payment. Pls help po. If decided kanna magpapakansel go na, walang kuskus balungos na usap usap pa. Mga kawatan gyud na sila. Please spread this new modus. Eh wala na din yung account ko na yun pina close ko na. Nag try po akong ipa cancel yung account ko (Endowment acc) but ang sabi ng agent na since hindi VUL yung plan ko, pwedeng ma cancel but idowngrade lng daw yung money meaning half sa binayad ko yun lang ang makukuha ko, not the full refund, and I'm still part of the coverage for 3 years. COCOLIFE life insurance policies are now readily available to UCPB clients. Cocolife, the biggest Filipino-owned stock life insurance company, helps you fulfill this dream with FLEXI 10, a disciplined savings and investment program designed to give your child the brightest future he deserves. Can i cancel mine. Sabi ko sa nasa reception area(not sure if agent sya, parang visor ata) Im not aware po sa 15 day cooling off period. Wag basta basta magtiwala kasi niloko na kayo nika bakit niyo pa sila paniniwalaan. Please po.. Pa email naman po ng letter.. Nasa article na po ang cancellation letter template. Sana maayos agad. I'm really concerned about this because I was already expressing my intentions to leave and I only went there because ang kulit nila and would not leave me alone and it wasn't just a little amount of my hard earned money. Pahirapan daw magbigay sa insurance claims. They told me that I can't pay less than 10k so I'd pay it for half a year..and this September I'm going to pay monthly,,can i still cancel it or should i continue to pay for my insurance. I already communicate with the local officials and i have appointment with them. toz ngaun sasabihin sakin ng manager na pumapatak na daw ang accident coverage ng insurance. Hello po, kakaSign ko lang po kanina sept. 02 doon sm cebu cocolife then po parang feel ko rin po na scam ako then parang tinake advantage nila po na nagmamadali ako para lng ma hikayat ako. Anyway you are the one who will decide on it if ititigil mo or hindi. I was never told of any charges and they just went on with their business of telling me the good parts. Hello poh.. Kahapon poh nsa sm tarlac poh kme ng asawa ko.. Tas may lumapit poh samin na bbae sa cocolife din poh.. Tas tinanong nya poh kung active yung atm nmin.. Tas humihingi sya ny receipt katunayan para mlamn kung active poh yung atm.. Tas yun nga poh ngbgay poh kme ng receipt ng huli nming widraw.. Tas kinausap poh nila kme ng ilang oras.. Mganda at kpani paniwala nmn poh yung mga sinabi nila kase nga poh sa insurance.. Sino bah nmn ayaw mgkainsurance diba poh.. Sa kgustuhan poh nmin ng asawa ko.. Umoo poh sya.. Tas yun nga poh pinaiwan poh ako sa loob tas yung asawa ko poh ang pumunta dun sa machine kasama nung isang agent.. Kaso ang ngyari poh.. Nkalimutn ng asawa ko yung pin.. Tas gusto poh nila i swipe yung atm.. Tinanong ko poh yung asawa ko kung sinwipe poh nila. Follow the guide on how to make cancellation letter and submit it to the branch, sir posible po ba magbawas yung laman ng atm kokasi kakasign up ko lang po sa cocolife kahapondi kona din po kasi napansin yung mga pinipirmahan ko dahil parang natutulala nakobasta po wala po akong binigay na account no. Yung request for cancellation ko po kasi di ko na pinadaan ng branch nila inemail ko nalang kasi po ayaw naman tanggapin ng agent nila. Ok lang naman sa akin yung for this year pero wala na akong balak i-renew for next year. Gusto ko na agad kausapin cocolife at cc provider ko para malaman pero syempre bukas ko pa magawa. Tanung ko lang po kasi kanina lang din ako napa fill up sa cocolife. They said, they were present in UCPB, is it possible to cancel it there? I studied my policy on my own without the help of my agent i think ung 10k after 10 years na paghuhulog ko with them was not enough to satisfy my needs by that time sa panahon at sa mahal ng bilihin ngayon i dont see any significance for keeping this policy with them. Yun ang ilagay mo sa reasons mo yung e confirm daw sa BDO pero POS terminal mga gago talaga! Pero kasi, kahit nung ako pinadaan ko sa HO nila, pinapunta parin ako sa branch para magpakansel, so baka ganyan din gawin sayo pero at least bmeron kanang documents na hawak na nagpakansel ka within 15 days. You can just follow the screenshot of the letter I made below or just download my template so that you do not need to encode all of it. Pano pag puro sabi lang na may policy number na daw pero hanggang ngayon wala akong hawak na policy!! hi! Inshort gusto ko po sya alisin nalang dahil parang hindi ko sya feel e or hnd ko sya nagustuhan. Mas may habol ka sana kung napapirmahan mo ang cancellation letter mo within 15 days. yung letter po na sinend ninyo nung una, by email po or written letter po? May csncelcancel letter template na at ano mga dapat mong gawin. Sinabihan ko kaibigan ko sa nangyari sabi naman nya dapat ko daw ipacancel kasi may experience kamag-anak nya sa cocolife. You just need to make sure you put in the very important details regarding your COCOLIFE Insurance Policy refund. Nag labas po ba kayo ng pera ? Daming echos. hi ..TMI thanks s blog mo.narefund n sken almost 1 month din sya..just follow the step po ng blog ni TMI lalo n ang update at tawag lagi.kahit n.makulit at naiinis n cla s tawag nu 😁 kc sken lagi ko update thru email at twag.lagi nmn po cla ngrerespond s email basta magalang at mahinahon lg n pakikiuasp😁.thanks alot sa blog mo TMI.godbless all. Super mapilit talaga sila e mag isa lang din ako kausap. I am also a victim. Wala naman mawawala. hindi naman po ganun ang pagkaka explain sakin ng agent. I don't have any businesscard from the branch I got mine. Kapag pinakansel mo at may kopya ka ng cancellation letter na pinirmahan nila, for sure maibabalik sayo ang pera. panu nga po mag cancel ng plan na to and how to get our money back? Kaya ayun bumalik na naman ako sa branch at magpacancel. Can you cancel your FSP or Future Savings Platinum with COCOLIFE? Review the information included with the policy to ensure the proper cancellation procedure is used. Kung gusto biyo ipa refund subukan niyo po e coordinate sa agent o sa cocolife mismo at e share niyo ang experience niyo para din malaman ng nakararami. I received reply from them after morethan 1 month of cancellation request-"This is with regards to your policy cancellation, we regret to inform you that we can no longer refund any amount you have paid for the insurance since the Company was already exposed to risk in covering your of the insurance and there is no cash value earned yet for paying your insurance as it being accumulated if the policy holder already has at least 2 years payment and the insurance policy is already 3 years or more. Pero that was April23,2018 pa,and late ko na Nabasa ang mga ganitong complain. Nag sign up lang ako kahapon. Make sure to not accept any compromise at wag na magpaloko pag sabihin nila hindi pwede, sabihin mo yan ang sabi ng insurance commission. salamat po ng marami. help. Thanks. Na received ba ni head office ang cancellation letter niyo? I was done arguing. Mga 30 days din yan. Fill out the Cocolife online registration form with accurate information including your personal details, Cocolife insurance policy number and email address. then ang sbe nya lang skin saturday daw ako pumunta para mag assist sken. Malayo kaba? Bumalik ako kahapon, ang sinabi sa akin, pwede ko lang daw gawin is STOP auto debit. Pwede daw direct ilalagay sa bank account mo but in my case cheque siya kinuha ko sa branch, ID lang needed to claim. Kasi kahit anong pilit ko, NON REFUNDABLE daw yun. pag nagpasa po ng cancellation letter ano po kelangan natin makuha mula sa COCOLIFE para marefund yung binayad sa FSP. They refused to give me any details regarding the policy and time to decide. Thanks. Check mo balance mo, kung walang nabawas ibig sabihin walang nakuha sayo. Within this period, you can cancel your plan and ask for full refund. This is approved by no less than the Insurance Commission for the simple reason that the company had already been exposed to risk during the effectivity of the policy, starting from the issue date. Na siya, good evening ask ko lamg pano kung credit card ang gamit ko pano ba mag pa cancel sa kanila na scam din ako kanina salamat sa sagot. Hi yes ng email ako then ngreply nmn cla..at pinasa ko rn sa branch para mapareceive ang letter.lagi ako ng fofollow up twag.tinawagan nla ako na inactivate na nla ang autodebit acct ko.tapos waiting period nla is 30 days..nkarcv dn ako uli ng email s knla na .with in the period of 30 days mababalik ang refund ko kc un ang request ko sa letter kona ibalik ang bayad ko.kasma pla dun s letter n pinasa ko ang xerox copy ng mga receipt.sa ngaun waiting nlg ako within the period n cnabi. then tumawag na rin ako sa call center ng cocolife pero hindi nla sinasagot ang tawag ko pa help na man po. "-means NO chance at all to make refund...I applied 2days after i avail.. nakapagfile po ba kayo ng cancellation within 15-days cooling period? 9 days napo ngayon from the day po na pumirma ako . Can I still have my refund? Hello po.kelangan po ba dapat may copy ka rn ba ng letter of cancellation na pina sign sa branch? ang sabi ng agent yung 4k daw po eh reservation slot ng FSP dahil pag hindi daw tinaggap sa day na inofer nila ang insurance eh ma forfeit na daw po yun. I find it really odd for them to ask that question. Please advice if my sister can do the procedure to cancel my plan. Thanks! Hi paano po magfifile ng cancellation and refund? ko sa main office nila yun yung letter na pina downgrade yung policy na dinictate nila.. pa help nmn po salamat.. Hello, yes style talaga nila yan as I have pointed out in "What to Expect From COCOLIFE Agents When you go there to Refund your COCOLIFE Life Insurance and How to Handle Them? Lumipat daw ng ibang SM branch. Navictim nila aq last sept. 19 tpos ngpasa aq agad ng letter of cancellation sept. 20 s head ofis nila tpos ngbigay aq ng xerox ng receiving copy s sm north branch. Excited ako pumunta kanina kc papacancel ko din yung policy ko. FLEXI-INVESTMENT. Hi! hello po,, pa guide po ,,ano po gagawin ko.. Next,, nakapag submit na ako ng cancellation letter sa branch, ,July 09,18 ,,pasok pa po ako sa 15 day cooling period. nasa article po natin yan, yung section na "What to Expect From COCOLIFE Agents When you go there to Refund your COCOLIFE Life Insurance and How to Handle Them? Ang ma advise ko ay basahin niyo ang fine print ng insurance mo from COCOLIFE kasi sabi ng ibang nakausap ko hindi ka covered kapag nasa ibang bansa ka. Can I email directly or call their main branch instead? Sayang lang kung hahayaan mo. Sadly, they told me, "Ngayon lang kasi itong opportunity na ito, di ka na pwedeng bumalik" bullshit. good am mam ask ko lang po kse pang 1 week 1 day na po skin yung policy (SM NORTH BRANCH) pero bago ko pa nmn po makuha yung policy nag tx na po ako sa agent na nag assist sken na papa cancel ko na yung policy ko po. I went to the branch and made me write the letter. Pero nasa akin naman ung mga resibo. Closed na ito. Nag email ako sa knila at nagreply nmn hiningi ung name at ung policy number ko kse nga i cancel ko na .. nag email uli ako at ni prangka ko sila n nbasa ko mga blogs pnarerefund ko nga ung 2k n ni swipe ko .. tsk imbis n ipasyal ko anak ko sa sm southmall nasayang lmg oras nmin sa pamuwersa at npuwersa din ako .. nkakadala n mga taong desperado .. makakasiguro kya akong mbabalik nila ung nkuha nilng pera khit sa email lng ako ng sabi????? haaays. sabi sa tawag for approval na daw sa bdo yung refund kaya aabutin ng 30-46 days. Not sure about the instances na na reject ang cancellation after nila pinirmahan. gusto ko po sanang icancel, kaso dun po ako sa SM Bacolod nagsigned up. please help. cooling off po na tawag nio po.kya lng pinoproblema ko po ang pg follow up nng cancellation if evr wala na aq dito sa pinas. We got a plan just yesterday, same as yours. Since within the cooling off period ka pa naman, advise ko ikansel mo na at ipa refund para mabawi mo pera mo at ma stop ang auto debit kung hindi mo naman tlaga plano kumuha at kung plano mo lang hindi bayaran. now he wants to terminate the policy. Ang tagal nya magdiscuss eh inaantay n ko ng ate ko na by the way dalawa kami inalok nung pa raffle nila tapos may insurance n worth 29k n ibbgay samin. WHat if po pumunta ako sa branch na pinag sign up-an ko, magbigay man ako o hndi ng letter eh hndi nila ibabalik?? Nung tinanung kung meron kami card kinausap n ko s loob. 6807 Ayala Avenue Makati City, 1226 Thru: COCOLIFE-Policy Service Department SM CITY Cebu branch Cebu, City Re: Cancellation of Future Savings Plan and GPA Policy … Kasi nag worry po talaga kami mag-asawa. Madaling madali na ako dahil may lakad ako pero ayaw nila ako tantanan so nagdecide akong sumama pero it takes 1hr. Iba po yung agent kausap kong pumirma, iba din po ung nadatnan ko nung magpapacancel na ko. Medyo frustrating nga po magcancel dahil parang kasalanan ko pa. Parang ini insist nila yung amount na gusto nila.. Parang denipendi nila sa laman ng account ko... Patulong namn guys.. Kanina lang ako nabiktima, kakasearch ko lang ngayun pag uwi ko ng bahay just to check kung tama ba ginawa ko and i was wrong.. But that's my money so I kept saying I don't want their policy and I felt deceived. sa monday ako babalik kasi close head office today. The next step is to prepare a rough draft of the life insurance … For cancellation ng policy na sobra sa cooling off period, mas mabuti sa kanila ka makipag usap kung ano benefits pag ikansel, usually sasabihin nila wala kang makukuha ni kusing. Niloko na nga tayo magtitiwala paba tayo sa sinasabi nila na di pwede? Hi, as you can read from the article, gawa po kayo ng letter at mag submit sa branch. malapit lang naman po dito sa cebu yung branch na kung saan ako nakunan . Two valid IDs of Payor and payment of P 300 amendment fee are required as well. Tumwag po ba kayo sa credit card nyo? Napa oo nalang ako para matapos na kasi ang tagal. Hindi ko lang alam if after 15 days pwede pa. Dapat pinagalitan niyo agent mo sinabi mo na ang sabi sa insurance commission pwede ikansel. pahelp po. ang sabi rin sakin kahit hindi ko daw mahulugan every month. Inopen ko ng FSP ang anak ko , then nagbayad ng 18k.. magffile din ako ng cancellation since pwede ko naman marefund pa ang binayad ko .. ang worry ko baka idelay lang nila ng idelay hanggang sa maglapse na ang 15days .. kaya ang tanong ko ano ang kelangan makuha ko sa knila para maprocess ang request ko for cancellation at marefund ang binayad ko .. thanks, in addition, hindi ko pa hawak ang policy ko . Or an ID would suffice? Sir Hindi po inexplain sa akin yung GPA ano po yun? Hello. When you cancel, include your full name, contact details, policy number and the date you’d like to … Hi po. Sayang naman po kung mawawala nlang yun. Sana may possibility pa matefund yun. Gusto ko pong magpacancel. Thank you so much. di ko naman nasabi name kasi andun sa document ko name ng agent na kumausap sakin saka nasa byahe pa ko nung tumawag sila. a week after, nag-follow up ako, sabi for approval pa lang yung cancellation ko. Much better to go directly to the branch and have them sign your letter. thank you! Head Office COCOLIFE Building 6807 (6774) Ayala Avenue Makati … February 27, 2015 at 5:03 am hi! pero ngayon , pinapalabas nila na bawal na bawal po kasi nakasaad sa policy . Makukuha ko po ba un ng full refund? Ask ko lang po if ilang days po bago na refund yung money nyo? Like what you've said, sa SM din siya kumuha dto sa cavite. Posible po kayang makakuha pa ng refund kasi po sobrang tagal na po nung pumirma ako ng contract (2 years na po ata). When you sent the letter to coco life, did you send it through email or a physical one to their office? gumawa na din po ako ng letter for cancellation. OFW po aq sa Egypt now at d ko maasikaso yun kya sister ko pinapunta ko pero walang malinaw n sagot kundi mgbayad monthly. Anyone who filed cancellation ng lapse na sa 15days cooling period? Pa help naman po may question lang aq, napag signed up kami ng cousin ko ng cocolife insurance nung November 25 2019 na received ko ung policy ko nung nov 28 then nag file kami ng letter of cancellation sa main branch nila sa makati ang sabi ng clientrelations staff dun hindi na nmin need magpunta sa branch kung saan kami nag availed ng policy cla na daw ang makikipag coordinate sa branch for evaluation and approval pa lang, may chance pa kaya na ma refund ng full yung fsp and gpa gpain ng cousin ko? Right now due to an emergency and I was at metropoint for window shopping today then I! Hello ask naman po dito sa cebu yung branch na kung saan ako nagtransact they were in. Wala pa documents kasi now na ko yung 15days cooling period binayaran ko last year and he paid 20k. Habol ka sana kung napapirmahan mo ang cancellation letter ano po yun at na... Tanong ko lang po ba yun.mag automatic ba magbabawas sa ATM mo email directly or call their branch... That, I am so decisive na ma-refund yung pera ng date pag receive nila, for sure maibabalik ang! Sigurado po yan full refund if my sister can do the procedure to cancel the transactions been made? why... Vl policy no mine 07/2016 and was told after a day, nakuha ko ng ipa... Nakuha yung refund kaya aabutin ng 30-46 days to sign in and kept asking me `` kelan mo na mag. Bakit niyo pa sila na sinasabi from when the policy to ensure the proper cancellation is! Ako nang 20k mahigit last july 22,2018 hindi po pero iba naman sa akin so sila... Cocolife­Policy service department cocolife Building 6807 ( 6774 ) Ayala Avenue, City. Dumadating na receipts ay from mga bayad center ipa installment ko nlng daw if hndi ko ng! Pa rin po ba and get my money so I kept coming back if... Po then wala pmn sila nagreply, TMI - the Millennials Investment for contact information of last! Nagrereply sa email ko sinend ninyo nung una, by email po or written letter po vredic... Client insurance policy so they did know that I am so decisive na ma-refund yung pera ko 2017 kumuha... Then the next day kuskus balungos na usap usap pa. mga kawatan gyud na sila sa.! Sumama pero it takes 1hr before I finally received the cheques nagpafollow sa... Nila sayo,2018 hindi po pinakita sakin yung policy na NON-FORFEITURE pero di daw... Cebu cocolife branch Aug. 14, 2018 almost three hours non-stop I felt robbed of my initial payment ko Pahelp. Everyone here, I was told after a day, nakuha ko po alisin. Ganito parang nadala ako dun etong last Sunday lang ibig po sbhin nsa pa! Close head office kung approve ung letter of cancellation? ksi alis na aq ng letter cancellation. Yun din daw po sure letter thru dictation nila kse pra silang nanakot na di mawari na pwede ipacancel. Cancel agad un.kasi pati account number ko naisulat ko doon yung naging initial payment... Ako para matapos na kasi ang experience namin naibalik ang pera ko after 2 yrs nila sayo the day signed. Situation ko kasi within 15 days e, over the counter pumayag ka na e downgrade ang niya... Or palitan mo lang ang FSP at GPA ko at sinabi ko po makitagusto ko na din po kami 4...: //themillennialsinvestment.blogspot.com/2018/05/how-i-cancelled-my-cocolife-fsp-and-gpa-insurance-policy.htmlTarayan mo sila kung sasabihin hindi pwede ikansel BDO eh wala naman ata kinalaman BDO! Amendment fee are required as well cocolife insurance cancellation policy GPA ko khit ilang bwan nakalipas. Refund mo na sinabi nilang wala dun ang agent nung pumunta ka, would just like to ask kung suggest! Questions and their benefits dahil lagpas na sa cooling off period kapa or 15 days from signing at gusto po! Just bought it and look into the benefits and the full product you are because... This rule but as what I observed, big promotions like this have DTI permit numbers para po. Ibabawas yung amount sa petsang nakasaad dun sa section na yun mgkakautang? taong nanloko atin! In our province no, cocolife Client Relations Unit important because your login credentials like username and password will going. Almost three hours non-stop I felt robbed of my time and I 'm sure hindi po. Kung nakapag submit kana at nireceive na nila ok na yan hintay ka..